Last updated: 28 August 2026. The German version is binding.
These terms govern the use of the app "Sparblick" (web app and installable apps), developed and operated by Oleksandr Levchenko, Simon-Ochs-Str. 9a, 60435 Frankfurt am Main, Germany ("provider"). Deviating terms of the user are not accepted.
Sparblick is a local contract and budget tracker. All data is processed and stored exclusively on the user's device; nothing is transmitted to the provider. Sparblick is not financial, tax or legal advice. All calculations are for orientation only and are not a recommendation.
The base version is free. The "Sparblick Pro" feature set (including widgets, reminders, biometric lock, quick capture and the AI extract) is bought as a one-time purchase via the Google Play Store – no subscription. The store operator's own terms and payment terms also apply. The purchase is tied to the device or Google account; data the user deletes locally cannot be restored by the provider.
The app may only be used as intended. In particular, reverse engineering, decompiling or reselling the app is not permitted, except where the law mandatory allows it.
The app is maintained and developed further. The provider may change or discontinue features. There is no claim to constant availability.
The bank import processes export files supplied by third parties. Banks may change the content and structure of these files at any time. Support therefore covers only the formats currently identified in the app; permanent compatibility with a particular bank or export format is not promised. Users review the import preview before accepting its results. Income and expenses can still be entered manually without the import. Mandatory statutory rights remain unaffected.
The provider is liable without limitation for intent and gross negligence as well as for injury to life, body or health. For slightly negligent breaches of essential contractual obligations, liability is limited to the foreseeable damage typical for this type of contract. Otherwise liability is excluded. The provider has no influence on whether and how the user backs up their local data.
Consumers generally have a 14-day right of withdrawal for distance contracts. For the purchase of digital content (Sparblick Pro), this right expires if the user expressly consented before the purchase to the performance beginning and acknowledged that their right of withdrawal lapses when performance begins. In addition, the refund rules of the Google Play Store apply.
German law applies. Should individual provisions of these terms be invalid, the validity of the remaining provisions remains unaffected.